Private Mortgage

It is usually used by borrowers who may not qualify for regular financing—such as self-employed individuals, those with lower credit, or people needing quick approval.

Flexible Financing Solutions for Your Mortgage Needs

Why Choose a Private or Alternative Lender?

Traditional banks often decline mortgage applications from clients with less-than-perfect credit. But at CENTUM Indigo Mortgage Corp., we believe everyone deserves a fair chance at homeownership.

Our network of alternative and private lenders allows us to create customized mortgage solutions designed specifically for clients with bruised or bad credit. Whether you’ve faced bankruptcy, consumer proposals, missed payments, or other financial hurdles—we’re here to help.

We don’t just stop at securing your mortgage. We also guide you on how to rebuild your credit over time, setting you on a stronger financial path for the future.

With our expertise and proven results, we’ve helped countless clients across the GTA achieve homeownership when they thought it was out of reach.

Advantages of Working with Private or Alternative Lenders

Approval Based on Property Value

Private lenders often approve mortgages based on the value of your property, rather than focusing solely on your income or credit score.

Access to a Broader Range of Lenders

Private and alternative lenders provide access to a variety of non-bank financial institutions and private individuals.

Competitive Rates and Fees

Depending on your situation and the type of lender you choose, private and alternative lenders may offer lower interest rates and fees than traditional banks.

A Path Back to Financial Stability

Why Choose CENTUM Indigo Mortgage Corp. for Private Mortgages

We understand that financial setbacks happen—job loss, illness, divorce, or unexpected circumstances can impact anyone’s credit history. What matters most is how you move forward.

Choosing CENTUM for a private mortgage means you benefit from expert guidance, personalized solutions, and access to a wide network of private and alternative lenders. Instead of approaching one lender on your own, CENTUM brokers compare multiple options to help you secure fast and flexible financing that fits your unique situation. Whether you have credit challenges, are self-employed, or need quick funding, CENTUM focuses on structuring the right solution while also helping you build a long-term plan to transition back to traditional financing.